Cash Flow Analysis
Sue Peck, CFP®, RLP®, CeFT®
Founder and President
Finally, a financial adviser who listens to you.
What you do with your wealth is highly personal. You can use it to improve life — for you, for your family, for your community, and for your planet. But it’s easy to get sidetracked and overwhelmed by all the options available today. It’s hard to know what direction to take. Financial planning along with investment management will give you an idea of what’s possible so you can invest in a way that matters most to you and supports the life you want to live.
When you choose Evolution Financial to manage your wealth, you are gaining a partner who will listen to your goals and guide you with your best interests in mind.
I’m Sue Peck, CFP®, RLP®, CeFT®. I founded Evolution Financial to provide fee-only comprehensive financial planning and investment management for people of all backgrounds who aspire to live their best lives now and into the future. I look forward to learning what inspires you.
The Evolution Financial Difference
Your goals first, always.
It’s simple: you talk, I listen. Together, we make a plan.
Collaborative wealth management.
Let’s find the right mix of investments for you.
Clear pricing upfront.
Count on fee only, zero commission, and no hidden fees or tricks.
Financial terms, explained.
You deserve to understand your finances.
Financial Transition Planning.
Guiding you through wealth and life transitions.
About You
Maybe, as your investments have grown, you’ve found yourself at that tipping point where you realize your finances have become more complicated. You’ve got questions, and wish you had someone who knows your story and would be available to provide answers.
Perhaps you’ve lost a loved one and you’ve never had to manage money on your own before, or you’ve gone through a divorce and you don’t know how to start on your own, or you’ve sold your business and need help finding yourself without your professional title and you’d love to have someone by your side to help you maneuver through all these changes.
You might be realizing you’ve got a lot on your plate, and you want to hand things off to someone else who can both help you manage your finances, while also helping you focus on and support those interests that are most important to you.
How Evolution Financial Helps You
I want to help you make the most of your wealth so you can live the life you want to lead, and create the world you want to leave for future generations.
I will help you explore who you are and what’s most important to you as you venture into this next phase of your life
I am a fiduciary, which means I am ethically bound to act in your own best interests. As your financial adviser, I will help you navigate your income planning, investments, retirement planning, tax planning, family changes, career changes, and charitable intentions.
I will listen to you, discuss your goals and concerns, and help you manage any risks that might hinder your progress.
The sooner you begin, the sooner you can know what is possible!
Are you…
Looking for guidance after a loss
Taylor recently lost their parents. While going through all their financial records they found that their parents had been very diligent savers and hadn’t shared much about their financial picture. Taylor feels overwhelmed over how to manage the different types of accounts from their parents, as well as how to navigate when to take distributions from the different accounts, and what it might mean for Taylor’s tax situation. Additionally, Taylor is frustrated that their parents never fully appreciated the wealth that came from their efforts, and Taylor wants to both honor their parents’ memory while also living the life they want to live. Taylor is looking for help with the emotional transition of losing their parents, as well as guidance on how to move forward in a way that makes them feel fulfilled.
Nearing Retirement
Shannon and Morgan are in their mid-50s and wanting to make sure they are ready for retirement. Shannon has worked for the state for the last 20 years and Morgan has worked for a small non-profit, and they are looking forward to spending more time together doing what they love. Never having been comfortable with investments, both have relied on the advisors brought in by their employers to help them choose options within their retirement plans. They briefly had an advisor when they were in their 40s, but were concerned that he was too interested in the commissions he was getting, rather than whether or not the investments were good for their lives. They feel good about how well they’ve done with their finances and are proud to have sent their kids through college, but now they want to make sure they can enjoy their retirement and also hand off the investment research to someone they trust.
Ready to get things in order after a divorce
Quinn is in their early 40s and recently divorced. Their former spouse had managed most of their finances and Quinn has little interest in managing their new financial situation following the divorce settlement. Still, even if they don’t want to actively manage their accounts, they’d still like to understand how their finances and their life work together. Additionally, Quinn is struggling to define where they want their life to go now, and to figure out who they are without their partner. They are looking for guidance through this transition as well as someone to help organize their finances and to help them choose their new path in life.
Services
Financial Planning:
Investment Management:
PARTNERS & AFFILIATES
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, CFP® (with plaque design) and CFP®(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
